Is your mortgage a finely tuned athlete or is it in need of a quadruple bypass? Find out here!

Are you a ‘repeat’ or ‘first time’ buyer? Need help calculating your down payment? Get prepared for your next purchase!

Re-finance is not a bad word! Reduce your rate, lower your payment, consolidate high interest debt.

WHAT WE DO... if you discussed your mortgage options through your financial institution you are only being offered their rates and products... with the Morrison Mortgage Team we have access to your financial institutions rates and products with the addition of over 30 other mortgage providers across Canada. These trusted and credible mortgage providers include banks, credit unions, and mortgage companies that deal exclusively with mortgage brokers. We value your business! Our services do not end with the completion of your mortgage. We provide you with ongoing information through the life of your mortgage with:
• Updates on rates and new mortgage products that may put you and your financial health in a better position
• Blogs and Twitter
• Facebook and LinkedIn
• Unbiased advice when needed
• E-Rates for VRM clients

BOC Prime Rate
 3.00
Line of Credit
 3.50% (P+.50%)
VRM 2.80% (P-.20%)
1 Year
 2.74%
2 Year
 2.94%
3 Year 2.94%
4 Year
 3.19%
5 Year
 3.14%*
7 Year
 3.99%
10 Year
 3.89%*

*some conditions may apply

40 Year Amortization... another way to utilize!

March 1st, 2012
Every mortgage product has a niche!Below is an idea of how to utilize a 40 Year Amortization… Joe and Joanna JohnsonThey’re selling their current home and purchasing a new home with 20% down. They have 1 kid starting grade 9  and are hoping for him to graduate and attend post-secondary education. Like every other Canadian, RRSP Contributions, investments and monthly obligations can take a lot of...Click here to read more detail about '40 Year Amortization... another way to utilize!'

Posted in General

Should I take a 5 Year or 10 Year Term Mortgage?

February 27th, 2012
In today’s low rate market the choice of whether to take a 5 Year Term or a 10 Year Term is an option that I review with my clients.  The easiest way to present and compare these 2 scenarios is with cold hard numbers.  The more I provide and educate my clients on the 5 Year vs 10 Year scenario the more they are leaning toward a longer term. In today’s market a 5 Year Fixed mortgage is priced at 2...Click here to read more detail about 'Should I take a 5 Year or 10 Year Term Mortgage?'

Posted in General

Real Estate websites for Agents
  • Senior Mortgage Broker
  • Invis - Morrison Mortgage Team
  • 200-20434 64 Ave.
  • Langley, BC V2Y 1N4
  • Direct: 604.671.8515
  • Fax: 604.677.6575

After working for over a decade as a mortgage broker, I have seen almost every possible mortgage scenario and speed bump that could possibly happen. It is true... you learn something new every day and that is what I like so much about what I do! Experience is underrated and that is why my clientele comes back to me for advice over and over again.

Need help finding a trusted professional? If you would like a recommendation for a reliable, trustworthy professional that can help save you time and money I can help. Request a service and I will provide a contact from my network.